Eighty Percent of All Health Insurance Policies were Renewed in Financial Year 2014-15

As Per IRDAI (Regulatory and Development Authority of India) – In Financial Year 2014-15, 74.79 lakh health policy were renewed but now 92.67 lakh is remaining for renew.  The renewed health insurance policies are 80% of all health policies.

The press statement issued by the ministry of health and family welfare states that there may be various extraneous factors that may prompt the policy holders for not renewing the policies like affordability to continue the remittances of the premium. Read More: Times of India

How to Stay Slim and Healthy Without Much Efforts? Five Interesting Secrets!

A new study revealed an interesting health secret that most slim people don’t take up restrictive diets or healthy system to stay slim and healthy, said Dr. Brian Wansink. If we are maintaining simple, healthy routines may be one enveloping rule then it is easier to maintain good health. When healthy habits are added to a person’s daily routine, they become habitual and feel less- duty like.

Initially, when added a new habit to your lifestyle, you won’t feel good at first, but when you continue to include it, the easier it will be for you to do. Following are the five secrets that healthy people include in their daily diet:

Take breakfast daily: People who skip their breakfast, consume large amount of calories in lunch. But, people who take healthy breakfast always stay slim and healthy. We should take fruits, milk, vegetables, etc. They provide energy to the body and mind with slimness.

Exercise in daily routine: Adding exercise in daily routine could help in burning our extra calories and refreshing our brain. It helps us to reduce our body weight as well as decrease the amount of stress, depression and risk of diabetes. With exercise, we should include healthy diet in our daily routine.       

Scale your body: Slim people are habitual of daily weight-ins. They weigh themselves daily or at least once in a week. Weighing is a good practice to slim your body and lose weight. Stepping on the scale should be like brushing your teeth”, David Levitsky, a professor of nutrition and psychology said.

Don’t restrict yourself to eat: You can eat what you want, but try to cook at home. High quality and low processed food do not harm your body. They help you to trim calories and provide a healthier life with slim body structure. Low processed food cooked at home is a smart way to save your money and burn your calories.

Take food mindfully: Before taking food, we should think what we are putting in our bodies. People who don’t do any effort to slim their bodies, but eat foods mindfully always stay healthy. They always feel good living a healthy life. So, always choose your food mindfully.

So we can naturally be slim and healthy, if we include healthy habits in our daily routine. Do exercise, take healthy food, try to cook at home, eat food mindfully, scale your body and eat breakfast daily are the smart ways to stay healthy and feel and look good with slim body. It is a new start towards a healthier lifestyle.

Dengue Signs, Symptoms, Precautions and How to Diagnose

Answer to your every what, why, when, and how related to Dengue

We all know that Dengue is one of the most lethal viruses that is spreading its network all across the nation rapidly. But, do we know how it spreads, what are its signs and symptoms, how it can be prevented and how it can be diagnosed and treated? Don’t worry today in this article, we will provide you every insight about dengue. Let’s start with some of its basic information.

What is dengue and how it spreads?

Dengue is a mosquito-borne viral infection transmitted by the bite of an infected female Aedes mosquito. It is also known as break bone fever that causes a severe flu-like illness. It is the most painful fevers caused by any one of the four closely related dengue viruses (DEN 1, DEN 2, DEN 3 and DEN 4). These viruses are related to the viruses that cause West Nile infection and yellow fever.

This dengue fever can vary from mild to severe and the symptoms of all these serotypes appear in 3–14 days or you can say average 4–7 day, after the infective bite. One of the most severe forms include dengue shock syndrome and dengue hemorrhagic fever (DHF) and the patients who develop the more serious forms of dengue fever usually need to be hospitalized.

This viral disease is now endemic in over 100 countries and is a leading cause of serious illness and death among children in some Asian countries. Facts say that there are estimated 390 dengue infections worldwide every year, with about 96 million resulting in illness. 

Signs and symptoms of dengue

The symptoms of dengue, which usually begin four to six days after infection and last for up to 10 days, may include:

·         Sudden and very high fever

·         Severe headaches and drowsiness

·         Pain behind the eyes

·         Severe joint and muscle pain

·         Fatigue

·         Diarrhea

·         Nausea

·         Repeated Vomiting

·         Skin rash, which appears two to five days after the onset of fever

·         Mild bleeding (such a nose bleed, bleeding gums, or easy bruising)

·         Internal bleeding, which can result in black vomit and feces (stools)

·         Lower number of platelets in blood - these are the cells that help clot your blood

·         Sensitive stomach

·         Small blood spots under your skin

·         Weak pulse.

Sometimes, symptoms are mild and they can be easily mistaken for those of the flu or another viral infection.

How to prevent dengue?

There is no specific medication or vaccine to prevent dengue fever. However, the best way to prevent this disease is to prevent bites by infected mosquitoes. To prevent mosquito bites, wear long pants and long or full sleeves. For personal protection, use mosquito repellant sprays or creams that contain DEET while visiting the areas that are affected by dengue. You can even prevent dengue infection by living in or traveling to the area where infection is prevalent. Also, the exposure to mosquitoes can be limited by avoiding the standing water and staying indoors, especially after sunrise and before sunset as dengue mosquito is a daytime biter with peak periods of biting around sunrise and sunset. 

How to diagnose and treat dengue?

Dengue fever can only be diagnosed with a blood test to check for the virus or antibodies to it as blood test allows doctor to evaluate the possibility and symptoms of infection.

But, as we said above that there is no specific medicine to treat dengue infection that’s why if you think you may have dengue infection then you should use pain relievers with acetaminophen and avoid medicines with aspirin, which could worsen bleeding. Also, you should take proper rest, plenty of fluids, and see your doctor. If your condition gets worse in the first 24 hours after fever goes down then you should get to a hospital immediately to be checked for further complications.

Peace of Mind with Meditation

Meditation has different definition in different conditions in which we concentrate our mind to get relaxation, internal energy and peace of mind. It grows love, self-control, diligence and goodness.

Meditation aims to create concentration of mind on a single point with enjoying daily life activities. It makes your mind clear and cool to settle down all disturbances and find new ways to become life graceful.


Regular meditation change your state of mind negative to positive and become brain strong with ability to take quick decision on any type of issues. It helps to decrease anxiety, frustration, tension and anger. Meditation is a state when you spend some time with yourself to determine weaknesses and get peace of mind.

With daily Meditation, determine your inner happiness, sharp your mind, feel fresh and it makes your life happy and beautiful.

Asthma Causes and Risk Factors

Asthma

Asthma is a situation in which lungs swell up and a person get difficulty to take breathe. This infection creates when airways come in contact with antigen and that makes the airways ultimately sensitive. It surges sensitivity to an allergic reaction and airways can passes less air to lungs due to become smaller size. Main problem due to this is breathing problem and coughing. 

 Causes Of Asthma

Allergies: Many ways to enter allergens in human body like fever, food, drink, pets (cats, and dogs) dust mites, cockroaches, molds, medicines, pollen and fungi. Allergic reactions caused by antibiotic in the blood often lead to the airway infection which is the main factor of asthma.

Smoking: Tobacco smoking creates higher risk for death due to asthma, breathing problems, chest pain and coughing. Cigarette contains so many chemicals that can infect our lungs and increase the chances asthma. Babies also infected by these chemicals, whose mothers smoked during pregnancy. So if you smoke, Please keep away your children from any level of the smoke. Every person should know that tobacco smoke risk can trigger an asthma attack in your child.

Stress: Stress increase asthma rate higher. Emotional stress is also changes heart bit rates and breathing patterns. In many cases smoking is also encouraged by stress which can trigger asthma. However, recent research has suggested that the immune system is modified by stress as well. There is rapid, shallow breathing causing constriction of airways and this consequently leads to an asthmatic attack.

Obesity: People with Overweight have more chances of asthma attack as compared to people who are not overweight. So make your body fit by Yoga and Exercises and control your diet if you are overweight.

Respiratory infections: Respiratory infections like Viral and bacterial can trigger asthma attack. These are common fever, cold and flu infections. These are play very important role of asthma attack in children.

Pregnancy: Mothers Smoking during pregnancy increase chances of asthma risks. Their children have lowered pulmonary function. Caesarean section also increases asthma risk in babies. During Cesarean case, bacterial infections exposed.

There are so many other factors also responsible for asthma attack. We should try to aware these factors and save yourself and your children from asthma infection.

Why You Need Health Insurance Abroad

Abroad Health Insurance

It is really a self-achievement if you are working in a foreign country and helping your family fulfill their dreams by providing them the financial aid. Life becomes more challenging and interesting as you live abroad and work with new people having different perceptions. What can be better than this that you are enjoying a high standard lifestyle and simultaneously helping your family? But when you stay abroad for an extended time period, there are lots of things that need to be considered. Most important of all, is the issue of your health and well being.

When you work overseas, you must opt for a health insurance. Health insurance abroad is something which can not be neglected. It is important that you have a cover while you work in an unknown nation so that you can work with peace of mind. The medical treatments and surgeries are often very expensive and if you do not have a health insurance abroad, you might have to spend a large part of your financial resources and even savings. A single room visit or stay in a hospital costs you a big amount which may disturb your budget. It is not wise to spend lots of money while you stay abroad as you may anytime face any emergency.

Therefore, to cover all such risks, one should opt for a suitable health insurance policy and a life insurance policy too. The health cover provided by health insurance takes care of all the expenses that you may incur during a medical treatment and other bills as well. The life insurance policy acts as a safety net for your family in case you die in an unfavourable circumstance. It also pays off your outstanding bills and charges at the time of your death.

There are many providers of health insurance abroad. One can get the best suited insurance policy by making a proper search on the internet. Availing health insurance from an international company is better as they can explain you the rules better. Therefore, the first thing that one should do before moving overseas is to get a Health insurance abroad so that all the dangers are covered.

News -OnlineClinic Expands Asthma Treatment Range

OnlineClinic.co.uk provides an online solution to a number of health and lifestyle conditions by offering comprehensive information and treatment options to thousands of patients across the UK. Earlier this year, their already expansive range of treatable conditions was broadened further to include asthma. In addition to the information about symptoms, causes and treatment options, OnlineClinic offered patients a way of ordering one form of prescription treatment, the Ventolin inhaler, safely and securely online. They have now added more variety to their treatment range, meaning patients have a choice of seven treatment options.

‎

Travel Health Insurance Benefits

When you make your mind to travel abroad either for official purpose or leisure, there are lots of things you plan to take with you. Traveling abroad is in itself a joyful thought and when you have decided to spend your holidays in a foreign country you should not take any risk. The primary thing you should consider is availing a travel health insurance. Generally, people who travel abroad for a limited stay do not think that it is important to have a travel health insurance but one should not forget that future is uncertain. Travel health insurance covers all the risks and uncertainties while you are in another country. There are many benefits which travel health insurance provides such as:
Medical help
It is a difficult task to search for a medical assistance and a good doctor in an unknown country when you face some accident or illness. Having a travel health insurance makes it easier for you to get the right assistance in times of your need.
Costs cover
The hospitals and clinics in a foreign country charge you immensely extra amount than what you pay in your own country just because you do not belong to that nation. Having a protection cover in form of travel health insurance saves you from paying all such heavy expenses. They cover all the expenses of treatments and other health care services.
Senior citizens
Another important benefit of Travel health insurance is that it provides special aid to senior citizens who have medical complications and pre-existing illness. Sometimes, such people may need immediate help and if you have a travel health insurance, not only you will be able to get the proper medical assistance but you will save a big amount of money. But one should always read the terms and conditions so as to avoid any situation where the company denies the claim.
Additional benefits
There are many agencies that provide you an insurance plan which not only covers your health risk but takes all the responsibilities of your belongings. A right insurance policy not only saves you lot of money but also protects your belongings like laptop, camera, cell phone etc.
With all such immense benefits, one should not make a mistake by not availing travel health insurance and should have a peace of mind by traveling abroad with a health cover.

Expat Health Insurance

Expats are generally those people who stay in another country for the purpose of work. And when you reside in a foreign nation, it is important to take care of your health. Health is a concern of primary importance and one can not neglect it in any case. Therefore, those who stay in an Expat country should make sure that they are covered under an Expat health insurance so that there is no risk of financial insecurity. “Prevention is always better than Cure”. The quote also suggests that it is better to prevent the ailment than to get affected and then cure it. Sometimes, the medical treatment consumes all of your savings and eats up all your financial resources. Therefore, it is very important to have a health insurance and get a cover for your life and funds. Employers who have their staff working abroad should make a provision of proper health insurance policy for them to secure their lives and property. It is extremely important to have an Expat Health Insurance as it provides financial security to people who could go in depression due to lack of funds for medical treatment otherwise.

There is a wide range of insurance policies which are offered under Expat Health Insurance. One can choose the apt one according to his/her requirements. The rules regarding health insurance may differ in two countries; therefore, one should get a proper knowledge before availing a policy. It is advisable to consult a specialist and get the cover from an International Company. This is because they can provide a better cover to you and your family and can also explain you the terms and conditions in a better manner. Another point that should be kept in mind is that all the documents that may be required covering all aspects should be in place and properly updated. The quality of health care is also important so, the policy provider with an established network of clinics and hospitals should be given consideration as it ensures high standards of care. Moreover, the one who has local presence in the area where you are staying should be preferred as local knowledge is always valuable. So, having an Expat Health Insurance is a must for those who travel abroad and stay there for an extended period.

How to Find Best Expatriate Health Insurance

Since it has become far easier and cheaper to travel abroad for work or studies, the frequency of people moving overseas has shown a rising trend over the time. Expatriating is a commonplace nowadays as people prefer to move out of the country in search of better work opportunities, highly advanced studies and even for better climatic conditions. The job satisfaction and education standards that they may not get in their native country are offered to them by the other developed nations. The desire to stay with family and friends also make people travel abroad.

But, there are many factors to be considered before actually moving to some foreign country like transportation, adaptation to culture and lifestyle and most important of all, a protection cover in the form of Expatriate Medical Insurance. It is offered with a wide range of benefits and riders. There are many levels of insurance policies but the confusion arises when it comes to choose the best policy which covers all requirements. People with different family backgrounds and income levels can apply for Expatriate Health Insurance therefore the insurance
agency which you opt should offer you flexible plans which cover specific requirements of each customer.

For the right kind of Expatriate Medical Insurance, one should always consult a specialist agency which specializes in travel and medical insurance and has the testimonials to perform. It is important to know the benefits which we derive by having an expatriate health insurance when we are living or working in abroad. The insurance policy provides a financial safety in case one faces a medical emergency.

The cost of treatments and medicines are very high which can shake the financial budget if there is no international health insurance. It also includes the life insurance as the one which is provided by the native country becomes invalid when the person crosses the geographical boundaries. Those who have traveled overseas without an insurance cover and were confronted with a situation where they could not get any medical assistance can tell you the importance of being covered while overseas.
Therefore, it is advised that one should not take risk of being uncovered while they are in some foreign nation and consult a specialist for availing the best suited Expatriate medical Insurance.